Terms & Conditions

Effective Date: July 24, 2026
Last Updated: July 24, 2026
 

IMPORTANT LEGAL NOTICE

These Terms and Conditions are a tailored working draft for the Altivolus Stock Loans website. They are provided for general informational and drafting purposes and do not constitute legal advice. Laws governing financial-services marketing, commercial finance introductions, electronic contracting, privacy, consumer protection, limitations of liability, dispute resolution, and international activity vary by jurisdiction.

Altivolus Capital Partners, LLC should have qualified legal counsel review and approve these Terms before publication and whenever its services, compensation arrangements, operating jurisdictions, or website practices materially change.
 

1. Acceptance of These Terms

Welcome to www.AltivolusStockLoans.com (the “Website”). The Website is owned and operated by Altivolus Capital Partners, LLC, whose share-financing introduction services are marketed under the name Altivolus Stock Loans (“Altivolus,” “we,” “us,” or “our”).
 

These Terms and Conditions (“Terms”) govern your access to and use of the Website, including its content, educational materials, inquiry forms, introduction-request forms, communications, and related features (collectively, the “Website Services”).
 

By accessing or using the Website, submitting information through the Website, or requesting an introduction, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Website or submit information through it.
 

If you use the Website on behalf of a company, trust, partnership, fund, family office, or other organization, you represent that you have authority to bind that organization to these Terms. In that case, “you” includes both you and the organization.
 

2. About Altivolus and the Limited Nature of Our Role

Altivolus Capital Partners, LLC provides strategic introduction and finder services for certain prospective borrowers seeking to explore securities-backed lending or share-financing opportunities with independent third-party lenders.

Altivolus:

• is not a bank or lender;

• does not make, fund, underwrite, approve, or guarantee loans;

• does not determine interest rates, loan-to-value ratios, collateral requirements, repayment obligations, fees, or other financing terms;

• does not structure or negotiate loans on behalf of borrowers or lenders;

• does not hold, custody, transfer, or control client securities or loan proceeds;

• does not guarantee that any lender will review, approve, or fund a transaction;

• does not guarantee that any proposed terms will be available, lawful, suitable, or advantageous;

• does not act as your fiduciary; and

• does not provide legal, tax, accounting, investment, securities, or financial advice through the Website.

All underwriting, due diligence, eligibility decisions, collateral review, valuations, financing terms, definitive agreements, custody arrangements, funding decisions, and ongoing loan administration are handled solely by the applicable independent lender and other transaction parties.

Any financing transaction is governed by separate agreements between the borrower, lender, and any other applicable parties. These Terms govern use of the Website and do not replace, amend, or form part of any loan agreement or other definitive transaction document.
 

3. No Offer, Commitment, or Solicitation

Nothing on the Website constitutes:

• an offer or commitment to lend;

• an offer to buy, sell, issue, transfer, pledge, or otherwise transact in any security;

• a recommendation to enter into a loan or securities transaction;

• an appraisal, valuation, underwriting decision, or credit determination;

• a promise that financing is available in any jurisdiction; or

• a solicitation where such activity would be unlawful.

Submitting an inquiry or requesting an introduction does not create a lender-borrower relationship, advisory relationship, brokerage relationship, fiduciary relationship, agency relationship, partnership, joint venture, or other special relationship between you and Altivolus.
 

4. General Information Only; No Professional Advice

Website content is provided for general educational and informational purposes only. It may describe potential features, risks, considerations, or use cases associated with securities-backed financing, but it is not tailored to your circumstances.
 

You are responsible for obtaining independent advice from appropriately licensed legal, tax, accounting, investment, and financial professionals before acting on any information or entering any transaction.

References to potential tax consequences, liquidity benefits, ownership retention, diversification, market timing, or similar concepts are general illustrations only. Actual consequences depend on the transaction structure, applicable law, market conditions, and your individual circumstances. Altivolus does not make any representation regarding the tax, legal, accounting, investment, or economic outcome of a transaction.
 

5. Eligibility and Permitted Use

You may use the Website only if:

• you are at least 18 years old and have legal capacity to enter into these Terms;

• your use is lawful in every jurisdiction applicable to you;

• you are not prohibited by sanctions, export controls, court order, or other applicable law from accessing the Website or pursuing the contemplated activity; and

• all information you provide is accurate, current, complete, and lawfully provided.

The Website is intended primarily for sophisticated shareholders, founders, executives, investors, businesses, family offices, and professional advisers evaluating commercial or investment-related financing possibilities. The Website is not directed to any person or jurisdiction where its publication, availability, or use would violate applicable law or require Altivolus to obtain a registration or authorization it does not hold.

Altivolus may decline, suspend, or discontinue communications or introduction efforts at any time, including when a request falls outside current lender criteria, presents legal or compliance concerns, involves an unsupported jurisdiction or security, or appears incomplete, misleading, fraudulent, or abusive.
 

6. Introduction Requests and Information You Provide

The Website may allow you to provide information such as your name, contact details, ticker symbol, exchange, number of shares, requested financing information, and a message.

By submitting information, you represent and warrant that:

• the information is accurate, complete, and not misleading;

• you are authorized to provide it;

• doing so does not breach any law, contract, fiduciary duty, confidentiality obligation, trading restriction, lock-up, pledge, lien, court order, or third-party right;

• you have a lawful basis to provide any personal information concerning another person; and

• you are not using the Website to facilitate fraud, market manipulation, money laundering, sanctions evasion, insider trading, unlawful distributions, or any other improper activity.

You authorize Altivolus to review your submission, communicate with you about it, conduct reasonable preliminary screening, and, subject to our Privacy Policy and applicable law, share relevant information with prospective lenders and professional service providers for the purpose of evaluating or facilitating a possible introduction.

Do not send original certificates, account passwords, private keys, authentication codes, or funds through the Website. Do not send highly sensitive personal or financial records unless Altivolus or the applicable lender specifically requests them through an approved secure channel.

Altivolus has no obligation to accept a request, locate a lender, make an introduction, continue discussions, or provide reasons for declining a request.
 

7. Independent Lenders and Third Parties

Any lender or service provider to whom Altivolus introduces you is an independent third party. Unless expressly stated in a separate written agreement, no such party is owned, controlled, or operated by Altivolus, and no such party has authority to bind Altivolus.
 

You are solely responsible for evaluating each lender, custodian, broker, bank, legal adviser, tax adviser, valuation provider, and other transaction participant. You should independently verify identity, licensing or authorization where applicable, reputation, financial condition, custody arrangements, fees, security interests, governing law, dispute provisions, and transaction documents.

Altivolus is not responsible for the conduct, omissions, solvency, cybersecurity, regulatory status, representations, products, services, decisions, or performance of any independent third party.
 

8. Compensation Disclosure and Conflicts

Altivolus may receive a referral, introduction, consulting, or similar fee from a lender or another transaction participant if a person introduced by Altivolus enters into or completes a financing transaction. The amount or method of compensation may vary by transaction, lender, or other circumstances, subject to applicable law and any relevant written agreement.
 

This compensation may create a potential conflict of interest. An introduction should not be interpreted as a representation that a lender offers the lowest cost, best terms, greatest suitability, or only available option. You should independently compare alternatives and obtain professional advice.

Unless Altivolus expressly agrees otherwise in a separate signed writing, Website use and an introduction request do not obligate you to pay Altivolus a fee.
 

9. Financing and Securities Risks

Securities-backed financing involves substantial risks and may not be appropriate for every borrower or security. Depending on the transaction, risks may include:

• a decline in collateral value;

• margin calls, collateral calls, or requirements to post additional collateral;

• partial or complete liquidation, foreclosure, transfer, or loss of pledged securities;

• loss of voting rights, dividends, distributions, appreciation, or other shareholder benefits;

• restrictions on sale, transfer, hedging, or other use of pledged securities;

• interest-rate, currency, liquidity, counterparty, custody, operational, legal, tax, and cross-border risks;

• default remedies that may be exercised without your preferred timing;

• adverse tax consequences;

• regulatory changes or restrictions;

• lender insolvency, fraud, misconduct, or failure to perform;

• reduced ability to respond to market events; and

• loss exceeding anticipated benefits or, where permitted by the transaction documents, additional financial obligations.

Past examples, illustrative scenarios, estimated ranges, or general descriptions on the Website are not guarantees of availability or future results. You must read and understand all definitive documents and obtain independent advice before pledging securities or accepting financing.
 

10. No Reliance; Your Independent Responsibility

You are solely responsible for your decisions and due diligence. You agree not to rely on the Website, Altivolus, or an introduction as a substitute for independent investigation or professional advice.

You are responsible for determining:

• whether a proposed transaction is lawful and appropriate for you;

• whether you have authority to pledge or encumber the relevant securities;

• whether consents, notices, filings, approvals, or disclosures are required;

• the effect of any shareholder agreement, lock-up, trading policy, insider status, restricted-security status, beneficial-ownership rule, market rule, or contractual restriction;

• the tax, accounting, legal, regulatory, and financial consequences; and

• whether the lender and all transaction parties are acceptable.
   

11. Prohibited Conduct

You may not:

• use the Website unlawfully, fraudulently, deceptively, or for an unauthorized purpose;

• submit false, incomplete, stolen, confidential, or misleading information;

• impersonate another person or misrepresent your authority, identity, ownership, holdings, or intentions;

• interfere with Website operation, security, or availability;

• introduce malware, scrape data through unauthorized automated means, probe vulnerabilities, bypass access controls, or attempt unauthorized access;

• copy, republish, sell, license, or commercially exploit Website content except as expressly permitted;

• infringe intellectual-property, privacy, publicity, confidentiality, or other rights;

• use Website content or contact information for unsolicited marketing, spam, or unlawful communications; or

• assist another person in doing any of the foregoing.
   

12. Intellectual Property

The Website and its content—including text, graphics, photographs, videos, designs, logos, trademarks, service marks, trade names, page layouts, downloadable materials, and software—are owned by or licensed to Altivolus and are protected by applicable intellectual-property laws.

Subject to these Terms, Altivolus grants you a limited, revocable, nonexclusive, nontransferable license to access and use the Website for your personal or internal business evaluation of Altivolus’s introduction services. No ownership rights are transferred.

“Altivolus,” “Altivolus Capital Partners,” “Altivolus Stock Loans,” associated logos, and related branding may not be used without prior written permission. All rights not expressly granted are reserved.

If you submit feedback or suggestions, you grant Altivolus a worldwide, perpetual, irrevocable, royalty-free right to use them without restriction or compensation, provided this does not authorize use of your personal information contrary to our Privacy Policy.
 

13. Third-Party Websites and Resources

The Website may link to third-party websites, publications, platforms, or resources. Links are provided for convenience and do not necessarily constitute endorsement, verification, sponsorship, or affiliation.

Altivolus does not control and is not responsible for third-party content, availability, security, privacy practices, accuracy, or services. Your use of a third-party resource is governed by that party’s terms and policies and is at your own risk.
 

14. Privacy and Electronic Communications

Our collection, use, disclosure, and protection of personal information are described in our Privacy Policy, which is incorporated into these Terms by reference.
 

By submitting contact information, you consent to receiving communications reasonably related to your inquiry, requested introduction, due diligence, Website use, or our services, subject to applicable law. Consent to receive marketing communications is not a condition of obtaining an introduction. You may opt out of non-transactional marketing emails by using the unsubscribe method provided or contacting us.
 

You consent to transact and communicate electronically and acknowledge that electronic records, notices, and communications may satisfy legal writing requirements to the extent permitted by law. You are responsible for maintaining a valid email address and safeguarding your devices and accounts.
 

15. Website Availability, Accuracy, and Changes

Altivolus may modify, suspend, restrict, or discontinue any part of the Website or Website Services at any time without liability. We may change lender relationships, geographic coverage, eligibility criteria, educational content, forms, or other offerings without notice.
 

We seek to provide useful information but do not warrant that Website content is complete, current, accurate, error-free, or suitable for any purpose. Market information, laws, lending criteria, and transaction availability can change rapidly. Content may contain technical, typographical, or other errors.
 

16. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND WEBSITE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY.

ALTIVOLUS DISCLAIMS ALL WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, QUIET ENJOYMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

ALTIVOLUS DOES NOT WARRANT THAT:

• THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE;

• DEFECTS WILL BE CORRECTED;

• THE WEBSITE OR SERVERS WILL BE FREE OF HARMFUL COMPONENTS;

• ANY INTRODUCTION WILL OCCUR OR RESULT IN AN OFFER, APPROVAL, CLOSING, OR FUNDING;

• ANY LENDER OR THIRD PARTY WILL PERFORM; OR

• ANY TRANSACTION WILL PRODUCE A PARTICULAR FINANCIAL, TAX, LEGAL, OR INVESTMENT RESULT.

Some jurisdictions do not allow certain warranty exclusions, so some exclusions may not apply to you.
 

17. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALTIVOLUS AND ITS AFFILIATES, OWNERS, MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES; LOST PROFITS, REVENUE, BUSINESS, OPPORTUNITY, DATA, GOODWILL, OR USE; TRADING OR INVESTMENT LOSSES; LOSS OR LIQUIDATION OF SECURITIES; FAILURE TO OBTAIN FINANCING; OR DAMAGES ARISING FROM A LENDER, CUSTODIAN, OR OTHER THIRD PARTY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALTIVOLUS’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE WEBSITE, WEBSITE SERVICES, OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID DIRECTLY TO ALTIVOLUS FOR THE WEBSITE SERVICES GIVING RISE TO THE CLAIM DURING THE SIX MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY OR (B) ONE HUNDRED U.S. DOLLARS (US$100).
 

These limitations apply regardless of the legal theory and even if Altivolus was advised of the possibility of damages. They do not exclude liability that cannot lawfully be excluded or limited. Some jurisdictions may not permit certain limitations, in which case they apply only to the maximum extent permitted by law.
 

18. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless Altivolus and its affiliates, owners, members, managers, officers, employees, contractors, and agents from claims, liabilities, damages, judgments, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

• your use or misuse of the Website;

• information or materials you submit;

• your breach of these Terms;

• your violation of law or third-party rights;

• your lack of authority to provide information or pursue a transaction; or

• fraud, misrepresentation, unlawful conduct, or willful misconduct by you.

This section does not require indemnification for conduct to the extent prohibited by applicable law.
 

19. Compliance, Sanctions, and Anti-Fraud Measures

You agree to comply with applicable laws concerning anti-money laundering, anti-bribery, corruption, sanctions, export controls, market abuse, insider trading, beneficial ownership, securities, privacy, and fraud prevention.

Altivolus may request information for identity, ownership, authority, sanctions, fraud, or preliminary eligibility screening. Any screening by Altivolus is limited and does not replace a lender’s due diligence or establish that you or a transaction has been approved.
 

Altivolus may refuse or cease activity, preserve records, or make disclosures to authorities or service providers when reasonably believed necessary to comply with law, enforce these Terms, protect rights or security, or prevent fraud or harm.
 

20. International Use

The Website may be accessible worldwide, but access does not mean that Website Services or financing opportunities are lawful or available in every jurisdiction.

You are responsible for compliance with local law. Altivolus makes no representation that Website content or introductions are appropriate, authorized, or available where you are located or where securities, borrowers, lenders, custodians, or other transaction parties are situated.

No translation of these Terms is controlling unless expressly stated. If a translated version conflicts with the English version, the English version controls to the extent permitted by law.
 

21. Suspension and Termination

Altivolus may suspend, restrict, or terminate your access to the Website or discontinue consideration of an inquiry at any time if we reasonably believe you violated these Terms, created risk or legal exposure, engaged in suspicious conduct, or if doing so is necessary for operational, compliance, or security reasons.
 

You may stop using the Website at any time. Provisions that by their nature should survive termination—including intellectual property, disclaimers, liability limitations, indemnification, governing law, dispute provisions, and miscellaneous terms—will survive.
 

22. Governing Law and Venue

COUNSEL COMPLETION REQUIRED BEFORE PUBLICATION: These Terms and any dispute arising out of or relating to them or the Website will be governed by the laws of the State of [INSERT SELECTED STATE], without regard to conflict-of-laws principles.
 

Subject to any mandatory law that applies, the state and federal courts located in [INSERT COUNTY AND STATE] will have exclusive jurisdiction, and you consent to personal jurisdiction and venue in those courts.

Nothing in this section limits either party’s right to seek temporary or emergency injunctive relief in a court of competent jurisdiction. Nothing in these Terms deprives a consumer of non-waivable protections provided by applicable law.
 

23. Changes to These Terms

Altivolus may revise these Terms from time to time. The updated version will be posted on the Website with a revised “Last Updated” date. Changes apply prospectively from the stated effective date unless applicable law requires otherwise.

Your continued use of the Website after revised Terms become effective constitutes acceptance of the revised Terms. If a change materially affects rights relating to information previously submitted or an active Website-based service, Altivolus will provide any additional notice or obtain any additional consent required by law.
 

24. Miscellaneous

These Terms and the Privacy Policy constitute the entire agreement between you and Altivolus concerning use of the Website, except that a separately signed agreement controls with respect to its specific subject matter if it expressly conflicts with these Terms.
 

If any provision is held invalid or unenforceable, it will be enforced to the maximum lawful extent and the remaining provisions will remain in effect.

Altivolus’s failure to enforce a provision is not a waiver. No waiver is effective unless in writing and signed by an authorized representative.

You may not assign or transfer your rights or obligations under these Terms without Altivolus’s prior written consent. Altivolus may assign these Terms in connection with a merger, reorganization, sale of assets, change of control, or by operation of law.

Headings are for convenience only. “Including” means “including without limitation.” These Terms do not create rights in any third-party beneficiary.
 

25. Contact Us

Questions about these Terms may be directed to:

Altivolus Capital Partners, LLC
Altivolus Stock Loans
Email: Info@AltivolusCapital.com
Telephone: +1 (919) 605-2711
Website: www.AltivolusStockLoans.com
Mailing Address: 1500 N Grant St., STE R, Denver, CO, 80203, U.S.A.