Stock Loans in Switzerland

Unlocking Liquidity Without Selling Your Shares
 

Switzerland has earned a global reputation for financial stability, private wealth management, innovation, and sophisticated capital markets. Home to many of the world's largest multinational corporations, family-controlled businesses, and internationally recognized pharmaceutical, industrial, luxury goods, and banking institutions, Switzerland is one of Europe's premier destinations for publicly traded companies.
 

Many founders, executives, entrepreneurs, and long-term shareholders possess substantial wealth concentrated in publicly traded shares. While these holdings may represent significant net worth, they often create a common challenge: liquidity without sacrificing ownership.
 

Altivolus Capital Partners helps introduce qualifying shareholders to independent share financing providers that may offer non-recourse stock loan solutions secured by eligible publicly traded shares listed on many international exchanges, including Switzerland.
 

As an introducer and finder, Altivolus Capital Partners does not lend money or provide investment advice. Instead, we help connect qualified borrowers with specialized third-party financing providers operating across more than 80 international stock exchanges.
 

Switzerland's Capital Markets

For more than two centuries, Switzerland has maintained one of Europe's strongest financial systems. Its emphasis on political neutrality, legal certainty, banking expertise, and investor protection has attracted both domestic and international issuers.
 

Swiss public companies are widely respected for:

• Long operating histories

• Conservative balance sheets

• Global revenue diversification

• Strong corporate governance

• Stable shareholder bases

• International investor participation

These characteristics often make Swiss-listed securities attractive collateral for securities-backed financing.
 

The Evolution of Swiss Stock Exchanges

Early Regional Exchanges

Before Switzerland had one centralized marketplace, several independent regional exchanges operated throughout the country.
 

Zurich Stock Exchange

Founded in the late nineteenth century, Zurich rapidly became Switzerland's dominant financial center due to its concentration of banks, insurers, and industrial companies.
 

Geneva Stock Exchange

Geneva developed into a major marketplace serving private banking, commodity trading, and international finance.
 

Basel Stock Exchange

Basel became closely associated with Switzerland's growing pharmaceutical and chemical industries.

For decades these exchanges operated independently while serving different regional economies.
 

The Creation of SIX Swiss Exchange

During the 1990s, Switzerland modernized its capital markets by consolidating the regional exchanges into a single electronic marketplace.

The result was the SIX Swiss Exchange, now one of Europe's most technologically advanced and respected securities exchanges.

Today SIX provides:

• Fully electronic trading

• High institutional participation

• Strong regulatory oversight

• Exceptional liquidity

• Global investor access

• Efficient settlement infrastructure

Many of Switzerland's largest companies trade on SIX.

Examples include:

• Nestlé

• Novartis

• Roche

• UBS

• Zurich Insurance Group

• ABB

• Swiss Re

• Richemont

• Holcim

• Givaudan

• Partners Group

• Sika

• Logitech

• Geberit

These companies collectively represent hundreds of billions of dollars in market capitalization and are owned by institutions, founders, executives, and long-term investors worldwide.
 

Why Swiss Shareholders Seek Liquidity

Successful investors frequently become "asset rich but cash constrained."

A founder may own:

• CHF 50 million

• CHF 250 million

• CHF 1 billion

• or substantially more...yet much of that wealth exists almost entirely in company stock.

Selling shares may not be desirable because it could:

• Trigger capital gains or tax planning consequences depending on the shareholder's circumstances and jurisdiction

• Reduce ownership

• Create market pressure

• Send unintended signals to investors

• Affect voting control

• Reduce future upside potential

Many shareholders therefore explore borrowing against their holdings instead of selling them outright.
 

How Stock Loans May Help

A stock loan allows eligible shareholders to use publicly traded shares as collateral for financing from an independent lender.

Rather than liquidating a position, the shareholder may obtain liquidity while maintaining exposure to the long-term value of the underlying shares, subject to the loan terms.

Potential uses include:

• Business expansion

• Acquisitions

• Real estate investments

• Family office diversification

• Private equity investments

• Venture capital

• Tax planning

• Estate planning

• Debt restructuring

• International investments

• Lifestyle liquidity

• Succession planning

​How Altivolus Capital Partners Assists
 

Altivolus Capital Partners acts solely as an introducer and finder.

Our role includes helping qualified clients explore financing opportunities through our independent lending network.

The introduction process generally includes:
 

Initial Consultation

We discuss:

• Company

• Exchange listing

• Share ownership

• Liquidity objectives

• Timing requirements
   

Preliminary Eligibility Review

Potential lenders typically evaluate:

• Exchange

• Average trading volume

• Market capitalization

• Share volatility

• Ownership concentration

• Jurisdiction

• Regulatory considerations
   

Introduction to Financing Providers

Qualified opportunities are introduced to experienced third-party lenders specializing in international securities-backed lending.
 

Due Diligence

The lender conducts its own independent review before determining whether financing is available and under what terms.
 

Funding

If approved, financing is completed directly between the borrower and the lender.
 

Swiss Industries Commonly Served

Switzerland hosts globally competitive companies across numerous sectors, including:

• Pharmaceuticals

• Biotechnology

• Banking

• Wealth Management

• Luxury Goods

• Precision Manufacturing

• Medical Devices

• Industrials

• Engineering

• Insurance

• Food & Beverage

• Specialty Chemicals

• Consumer Products

• Financial Technology

Large shareholders from each of these sectors may benefit from exploring liquidity solutions.
 

Potential Advantages of Share Financing

Depending on the lender's program and the specific transaction, financing may offer benefits such as:

• Liquidity without immediately selling shares

• Continued participation in potential future share appreciation (subject to loan structure)

• Potential preservation of long-term ownership objectives

• Private transaction process

• International execution capabilities

• Financing tailored to large concentrated equity positions

Every transaction is unique, and terms vary based on the collateral, jurisdiction, market conditions, and lender requirements.
 

Why Switzerland Is Well Suited for Securities-Backed Lending

Swiss listed companies often possess characteristics that lenders value:

• Strong corporate governance

• Deep institutional ownership

• Transparent reporting

• High-quality financial disclosures

• Stable legal framework

• Significant daily trading liquidity

• International investor recognition

These qualities can make eligible Swiss securities attractive collateral for specialized lending programs.
 

Why Choose Altivolus Capital Partners?

Our international network focuses on helping qualifying shareholders explore liquidity opportunities across more than 80 international stock exchanges.
 

We assist clients by providing:

• Introductions to experienced financing providers

• International market expertise

• Efficient initial qualification

• Confidential discussions

• Responsive communication

• Global perspective on securities-backed financing

Whether you are a founder, executive, family office, institutional investor, or significant shareholder of a Swiss-listed company, we can help determine whether a share financing solution may be appropriate for your circumstances.
 

Important Disclosure

Altivolus Capital Partners acts solely as an introducer and finder of potential share financing opportunities.

We are not a lender, bank, broker-dealer, investment adviser, or provider of legal or tax advice. All financing is offered exclusively by independent third-party providers, subject to their underwriting standards, legal documentation, collateral review, and regulatory requirements. Financing availability, structure, and terms vary by jurisdiction, security, borrower qualifications, and market conditions.

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