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Stock Loans in Canada

Helping Major Canadian Shareholders Unlock Liquidity Without Selling Their Shares

Canada has long been recognized as one of the world's premier capital markets.

From global mining giants and energy producers to technology innovators, life sciences companies, financial institutions, and emerging growth businesses,

Canadian public companies have created substantial wealth for founders, executives, directors, institutional investors, and long-term shareholders.

Yet substantial equity positions often create a unique challenge:

How can significant shareholders access liquidity without permanently selling shares they believe still have long-term value? This is where share financing—commonly referred to as stock loans or securities-backed lending—may provide an attractive solution.

Altivolus Capital Partners acts solely as an independent introducer, helping qualified Canadian shareholders explore non-recourse share financing opportunities through independent third-party financing providers.
 

Canada's Capital Markets: A Global Success Story

Canada operates one of the world's most sophisticated financial systems.

Its capital markets have historically attracted both domestic and international investors due to:

• Strong regulatory oversight

• Political stability

• Transparent corporate governance

• Deep institutional investment

• Global natural resource leadership

• Expanding technology sector

• Mature banking system
   

Canadian listed companies have become leaders in numerous industries, including:

• Mining

• Gold & precious metals

• Energy

• Oil & gas

• Uranium

• Forestry

• Agriculture

• Technology

• Artificial Intelligence

• Biotechnology

• Healthcare

• Financial Services

• Industrial Manufacturing

• Infrastructure
   

As companies grow, founders and major shareholders frequently accumulate highly concentrated equity positions worth millions—or even hundreds of millions—of dollars.

While these holdings may represent significant wealth on paper, they often produce little immediate liquidity.
 

A Brief History of Canadian Stock Exchanges

Canada's modern capital markets evolved over more than 150 years.
 

The Toronto Stock Exchange (TSX)

Toronto Stock Exchange traces its origins back to 1852, when Toronto business leaders began organizing securities trading.

In 1861, the exchange was formally incorporated.

Today, the TSX is widely regarded as one of the world's premier senior stock exchanges.

It has become particularly dominant in:

• Financial institutions

• Mining

• Energy

• Infrastructure

• Industrials

• Real Estate

• Technology
   

The TSX consistently ranks among the world's largest exchanges by listed mining and energy companies.
 

TSX Venture Exchange (TSXV)

TSX Venture Exchange traces its roots to several regional Canadian exchanges that ultimately merged during the late 1990s.
 

The exchange specializes in:

• Early-stage companies

• Junior mining

• Exploration

• Energy development

• Technology startups

• Biotechnology

• Emerging growth businesses
   

Many of today's large Canadian corporations first began trading on the TSXV before graduating to the senior TSX.
 

Canadian Securities Exchange (CSE)

Canadian Securities Exchange was established in 2003 to provide an alternative marketplace for public companies.
 

The CSE has become particularly active among:

• Emerging technology companies

• Cannabis businesses

• Clean energy

• Blockchain companies

• Venture issuers

• Small-cap growth companies
   

NEO Exchange / Cboe Canada

Cboe Canada began operations in 2015 as the NEO Exchange before becoming part of the global Cboe network.
 

It offers:

• Senior listings

• Exchange-traded funds

• Innovative market structure

• Institutional trading
   

Today it continues expanding Canada's capital markets while attracting both domestic and international issuers.
 

Why Canadian Shareholders Consider Stock Loans

Successful entrepreneurs often discover that becoming wealthy on paper does not automatically create financial flexibility.
 

For example:

A founder may own:

• $15 million

• $50 million

• $150 million

• $500 million+

of publicly traded stock.
 

Yet selling a meaningful portion may create concerns such as:

• Capital gains taxes

• Reduced ownership

• Market signaling

• Loss of voting influence

• Reduced upside participation

• Timing risk
   

Share financing may allow qualified shareholders to access liquidity while continuing to retain ownership of their shares, subject to the terms of the financing arrangement.
 

Common Uses for Share Financing

Canadian shareholders may explore share financing for a wide variety of legitimate financial objectives.

Examples include:
 

Business Expansion

Entrepreneurs may seek additional capital to expand operations without selling valuable equity.
 

Acquisitions

Liquidity may help fund acquisitions while maintaining existing ownership positions.
 

Commercial Real Estate

Many borrowers use financing to purchase commercial buildings, warehouses, office developments, hotels, or industrial facilities.
 

Diversification

Some shareholders choose to diversify into:

• Private investments

• International assets

• Income-producing real estate

• Venture capital

• Private equity

• Family office investments
   

Tax Planning

Borrowers often consult independent tax professionals to determine how financing may fit within broader wealth management strategies.

Altivolus Capital Partners does not provide tax advice.
 

Estate Planning

Families frequently seek liquidity while preserving long-term ownership interests for future generations.
 

Philanthropy

Some shareholders finance charitable initiatives without immediately liquidating appreciated stock positions.
 

Business Continuity

Companies facing temporary capital constraints may explore financing solutions to support ongoing operations.
 

What Is a Non-Recourse Stock Loan?

A non-recourse stock loan is generally a financing arrangement in which publicly traded shares serve as collateral for a loan.

Depending on the structure offered by the independent financing provider, repayment obligations may be limited to the pledged collateral rather than the borrower's broader personal assets.

Terms vary by lender, jurisdiction, collateral quality, and transaction structure.
 

Why Liquidity Matters

Financial flexibility creates optionality.

Liquidity may allow shareholders to:

• Move quickly on opportunities

• Protect existing businesses

• Invest during market downturns

• Reduce financial pressure

• Avoid unnecessary equity sales

• Preserve long-term ownership strategies

For many sophisticated investors, liquidity itself becomes a strategic asset.
 

Canadian Industries That Frequently Generate Large Shareholders

Canada is home to globally recognized leaders across many sectors.

Major shareholder opportunities often arise in:
 

Mining

Canada is one of the world's largest mining finance centers.

Many founders hold substantial equity positions in:

• Gold

• Silver

• Copper

• Nickel

• Lithium

• Uranium

• Rare earth elements
   

Energy

Canadian energy companies continue to play a critical role in global markets.
 

Technology

Rapidly growing software and AI companies have created numerous significant shareholders.
 

Biotechnology

Canadian biotech firms continue developing innovative medical technologies and pharmaceutical research.
 

Financial Services

Canada's banking and financial sector remains one of the strongest globally.
 

Why Work With Altivolus Capital Partners?

Altivolus Capital Partners specializes in introducing qualified borrowers to experienced third-party share financing providers.
 

Our focus includes:

• International share financing introductions

• Large shareholder liquidity solutions

• Founder financing introductions

• Public company shareholder solutions

• Global market experience

• Professional, private communication

• Efficient introduction process
   

We understand that many shareholders require discretion, speed, and a thoughtful approach when exploring financing alternatives.
 

Our International Focus

Through our financing network, introductions may be available for qualifying securities listed on 80+ international stock exchanges.

While many Canadian shareholders own securities listed on the TSX, TSXV, CSE, or Cboe Canada, our broader international focus allows us to assist clients with eligible publicly traded securities across numerous global markets, subject to lender criteria and applicable laws.
 

Our Introduction Process

Our process is designed to be straightforward.

1. Initial discussion

2. Preliminary review of the publicly traded security

3. Introduction to an independent financing provider (where appropriate)

4. Independent lender due diligence

5. Financing review

6. Closing (if approved)
    

Each financing provider maintains its own underwriting standards, eligibility requirements, and transaction terms.
 

Important Disclosure

Altivolus Capital Partners acts solely as an independent introducer and finder.

We do not:

• Lend money

• Make credit decisions

• Guarantee financing

• Provide investment advice

• Provide legal advice

• Provide tax advice

• Act as a broker-dealer

• Act as an investment adviser
   

All financing decisions are made independently by third-party financing providers.
 

Explore Your Liquidity Options

If you are a significant shareholder of a Canadian publicly traded company and are interested in exploring share financing alternatives, Altivolus Capital Partners welcomes the opportunity to discuss your situation.

Whether your shares are listed on the Toronto Stock Exchange, TSX Venture Exchange, Canadian Securities Exchange, or other eligible international exchanges, we can help determine whether an introduction to an independent financing provider may be appropriate.